Blog
Short, specific pieces on hail claims, Texas insurance law and the September 11 storm, written for the people whose roofs are under it.
Adjusters are scheduling Converse and Kirby roofs in 102-degree heat this week. Here is how to get insurance to pay for roof replacement instead of a patch: the meeting, the test squares, the brittleness test and what to do if the estimate says repair.
Read Roof inspection ·Three days after golf-ball hail hit Converse and Kirby, a Heat Advisory has highs near 100. Here is what hail damage looks like on a roof, why the heat matters, and how to get it documented before the carrier's adjuster does.
Read Reading the estimate ·The carrier's first estimate after the Sept 11 storm is usually a roof-only, partial-slope number. Here are the seven items we add most often and what each is worth.
Read Texas law ·After the Sept 11 storm, out-of-town roofers are canvassing 78109 and 78244. Here is the line Texas Insurance Code §4102.163 draws, and how to use a roofer without giving away your claim.
Read Appraisal ·Nearly every Texas property policy lets you demand appraisal when the carrier lowballs the amount of loss. It is binding, it does not need a lawyer, and it is the core of what we do.
Read Reading the estimate ·The carrier estimates $18,000, sends $9,500 and calls the rest "recoverable depreciation." Here is what that means, when you get it, and why it must not become a discount.
Read Storm data ·66 hail reports within ten miles since 2004, a largest stone of 4.50", and a May 2025 event that carriers will point to. What the record says and how it is used against your claim.
ReadAlso see the September 11, 2026 storm report for hail reports, the warning timeline and a 72-hour checklist.
